THINK Fees

Applicable Fees

Monthly Fees – $0

Annual Fee – $0

HELOC Setup Fee – $500

Payments

Returned Payment – $105

Hold/Delay Payment – $90

Mid-Term Charge – $0

Mortgage Discharges

East Coast – $380

Québec – $380 + $150 government fee

Ontario – $380 + $83.11 government fee

Saskatchewan – $380

Manitoba – $130 + $128 government fee

Discharge of Mortgage (Form 7) in Alberta – $0

British Columbia – $75 + $35.84 government fee

Ports and Refinances

Mortgage Port – $495

Qualified Assumptions – $450

Non-Qualified Assumptions – $1,000

Covenant Change – $350

Bridge Loan – $250 + prime plus 4%

Assignments and Transfers

All Provinces – $380

Municipal Taxes

Initial setup to pay along with your THINK mortgage - $0

Payment changes after setup - $75

Legal Action

Legal Action Administration Fee – $500

Statements

Annual Statement Reprint – $25

Annual Statement For Previous Years – $75

Printed Information Statements – $25

Fire Insurance

Lapse of Fire Insurance – $475 every 3 months

Your insurance policy must include the first loss payee as being one of the following:

THINK Financial mortgages that start with an 8 or 9, please use:

Computershare Trust Company of Canada
C / O True North Mortgage Inc.
P.O. Box 351 Station C
Kitchener, ON N2G 3Y9

It can be emailed to: thinkfinancial@lenderservices.ca.

THINK Financial mortgages that start with a 2, please use:

Computershare Trust Company of Canada
C/O True North Mortgage Inc.
3600 - Bow Valley Square II
205 5th Ave SW
Calgary, AB T2P 2V7

It can be emailed to: requests@thinkfinancial.ca

Fee Transparency

No one likes hidden fees, including us. Made-up ones, like re-investment, wire, or admin fees, aren't found here. Questions about any of our fees? Contact us.